Finances play a pivotal role in our lives and relationships. From owning a home to raising children and planning for the future, finances color almost every aspect of our lives. Fact that we can’t predict what the future will look like, we need to plan and save to reduce the risk of a personal financial crisis. Financial crises are no good, we need to be proactive in our financial life.
For instance, we may not know when we’ll get laid off; when our car will break down or something in our house will go off; or when we will get sick and get a fat medical bill. We can agree that we do not have much control over those events - they are out of our control. What’s in our control, though, is to plan for the unknown, practice discipline, and make good use of what we earn and have.
Unfortunately, some of us have some habits that can be detrimental to our financial health and we need help. For instance, gambling, shopaholism, frequent eating out, taking debt to have fun, unnecessary service purchases, etc. Saving money has become a burden - a chore for many of us. We’ve gotten to a point where we make the money but by the time the month ends we have no ideas where it goes. In today's environment, it has become much harder to make good use of our money because we are constantly being offered tons of appealing financial products: credit cards, buy now - pay later, personal loans, refinancing, etc. Debt can be a powerful weapon but now Honestly, there are things that we just can’t do on our own. We need someone to help us be financially healthy - the same way we go to a medical doctor to help us get better physically.
To be financially healthy means having the awareness of our financial situation needs and wants, and developing plans and goals to reach the financial potential we deserve. We can’t be financially healthy out of the blue, though. We need to work for it. We need to do something. Everything has a principle. For instance, to be physically healthy, we need to eat right, sleep, and exercise. Similarly, to be financially healthy, we need to create a budget and save, set goals, practice discipline to stick to the budget, and follow the rules. As a result, when we waste less, we will stress less about finances, save or save more for retirement, invest or invest more, and meet our financial responsibilities better. It is to this idea, that BUMIC devotes itself to helping you develop and maintain your financial health by identifying your financial position, and needs, and putting a smart goal together to help you reach your full potential.
When you are subscribed to our 1-5 month financial coaching you get access to our best of our financial coach:
Finance is one of the main rocks on which all relationship stands. Lack of financial understanding in a relationship, often time leads to divorce, unhealthy fights, and instability. This program is to help you establish or re-establish financial intimacy with your spouses, fiance(e), or boyfriend/girlfriend.
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