About your financial and business caoch

Ernst is a financial coach and business coach whose passion is to help individuals and small businesses to develop plans and strategies to reach their financial goals. Ernst believes that we all need help in life and that’s OK. Having some financial struggles in a very materialistic world can be intimidating; but having the courage to seek help and work hard to claim our financial health, can be heroic.  Ernst will carefully assess your financial situation, help you develop a plan, set goals, and provide you with adequate resources so you can reach your financial potential. He will guide you through the end until you reach your financial goal(s). 

Ernst has more than 7 years of experience in operational and capital budgeting, and personal finance. He has worked for both profit and non-profit companies where he managed an annual budget of $7M to $500M. Before his experience in finance, he devoted more than 6 years in teaching languages (English, Spanish, and French) to speakers of other languages and business professionals locally and internationally. He also worked as a translator and an interpreter for the United Nations and non-governmental organizations in Haiti. Ernst has worked with diverse ethnic groups and cultures from all over the world.

Ernst is also well-suited academically. He has two bachelor's degrees: one in applied linguistics from Faculte de Linguistique Appliquee and the other in Business Administration with a specialty in technology from California Baptist University. He also has a Master of Business Administration with a specialty in finance from Redlands University in California. 

Ernst’s hobbies involve dancing, reading, writing, and stocks trading. He also likes watching movies in his spare time and playing with his children. He is a jovial person who laughs whether it rains or shines. He is very easy-going but very disciplined and pragmatic. He is also very patient and a great listener. 

Area of expertise:

1. Financial Literacy: Big purchases/Selling (home, car, boat, furniture and appliances), budgeting/planning, counseling, investing, taxes, insurance, debt etc. We provide you with practical knowledge to be self-sufficient. 

2. Career: Resume, interviews, strategy to deal with challenging managers and peers, 

3. Taxes: Filing federal taxes, filing back taxes, tax education to maximize return and minimizing tax bill

4. Small business coaching: Startup, pricing, hiring, wages, tax strategy, data analytics, operating, managing, expanding, downsizing, raising capital, etc.